Defence Bank commenced operations in March 1975 as Defence Force Credit Union Limited (Defcredit) before changing its name to Defence Bank in 2012. Today, Defence Bank has 38 branches around Australia. 

Unlike many other financial institutions, Defence Bank doesn’t exist to make profits for shareholders. We’re here to focus on your financial needs, rather than being driven to make profits for shareholders. We re-invest our profits back into the Bank to make sure we give you the service and competitive products you deserve.

Defence Bank offers financial products and services to not only the Australian Defence Force, but the broader community as well. Defence Bank is one of Australia’s larger member-owned banks.

Defence Bank Products and Services

Defence Bank Ltd. provides banking products and services. The Company offers

  • online savings
  • term deposits
  • investments
  • retirement savings
  • kids’ savings accounts
  • home, car and personal loans
  • credit and debit cards
  • motor
  • home, building and travel insurance products,
  • online banking.

Defence Bank serves Australian Defense Force personnel and defense community in Australia.

Defence Bank Swift Code

DEFEAU31XXX BIC / Swift Code is the unique bank identifier for DEFENCE BANK LIMITED‘s head office branch located in MELBOURNE – AUSTRALIA and it’s used to verify financial transactions such as a bank wire transfers (international wire transfers).

The bic / swift code provides information about the bank and branch where the money should be transferred. Being able to check information about the code will provide you with the proper information necessary to make or receive payments. Some banks and their associated branches benefit from an address listing which provides you with the means to match swift codes with financial institution office address.

This bic / swift code directory provides businesses and individuals with an easy way to verify bank details and avoid international money transfer mistakes.

Online Banking

Available 24 hours a day, seven days a week, Defence Bank’s Online Banking service is fast, secure, convenient and easy.


Register for Online Banking

Register for Defence Bank Online Banking by selecting the link below. Once completed, return the form to your local branch or fax to
(03) 8624 5892.

High-level security

Defence Bank is at the leading edge of online banking security. As proof of this, an additional second factor authentication has been introduced. This means, in addition to your normal password, you have a second alpha/numerical password to be entered on a floating keypad.

These security measures and the forced password changes work best when combined with your own firewalls, current virus protection and anti-spyware software. In addition, Defence Bank has introduced Symantec™ Validation & ID Protection (VIP). With VIP, you can enjoy an additional layer of security when transacting on Defence Bank’s Online Banking site. 
VIP allows you to use an application downloaded to your mobile phone to generate your secondary password.

Once set up, you continue to log into Defence Bank’s Online Banking using your current member number and passwords. Any secondary passwords required to complete a banking transaction are generated on your mobile’s VIP application. This means you no longer need to remember or reset secondary passwords.

Get in touch

Contact Centre1800 033 139
(Monday – Friday,
8:00am – 7:00pm AEST)
Telephone Banking1300 366 808 or
(03) 8624 5808
Emailinfo@defencebank.com.au
Telephone(03) 8624 5888
Fax(03) 8624 5892
International Tel+61 3 8624 5888
International Fax+61 3 8624 5892
BSB833-205