Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability. There are many types of organizations that provide different types of disability insurance. Each organization and disability insurance type have specific rules as to what constitutes a disability and how a person might qualify to receive the disability benefit.

Types of Disability insurance

  • Long-term disability insurance.
  • Short-term disability insurance.
  • Mortgage disability insurance.
  • Supplemental disability insurance.
  • Social Security disability insurance.
  • State disability insurance.
  • Self insurance.
  • Workers’ compensation.

Notable Disability insurance Companies

  • Metropolitan Company.
  • Sanlam Company.
  • Old Mutual Company.
  • Discovery Life Company.
  • Liberty Life.
  • Momentum Life.