FMG Insurance Limited

FMG has its roots firmly planted in rural New Zealand, which is why you’ll find that we’re different when it comes to insurance. We were started in 1905 by farmers for farmers and today we’re still 100% New Zealand owned by our rural clients. 

Giving rural New Zealand a better deal is our core purpose and we live by an advice-led approach to help you identify and avoid interruptions to your farm, business and in your personal life.   

FMG Insurance Limited Products

Lifestyle Blocks

  • Being on a lifestyle block is about more than just an address; it’s a way of life. While this comes with a lot of rewards there can be a few challenges along the way too. 
  • Lifestyle blocks are where the farm meets the city, so when it comes to insurance you may find you need a mix of both. FMG can provide cover for your personal needs like your home, contents and vehicles, as well as for those risks specific to life on the land. 

Farmers and Growers

  • At FMG we pride ourselves on knowing rural. For more than 100 years we’ve been supporting farmers and growers, a commitment which stands as strong today as when the Mutual began.
  • As the country’s leading rural insurer we provide farmers and growers with customised insurance covers to meet the needs of life on the land. Whether it’s insurance for your dairy shed, your contents, your irrigator, or your vines, we have you covered. Click the headers below to find out more, or call our team on 0800 366 466 to discuss a solution that’s best for you. 


  • As NZ’s leading rural insurer, we’ve been supporting rural and provincial businesses for over 114 years.
  • Our team of commercial specialists will work with you to understand your business and put in place an insurance program that meets your individual needs. We’ll also provide practical advice to protect you and your business should the unexpected happen. Even a small suggestion, based on our experience, could save you time, money, and hassle later on.


  • FMG doesn’t just take care of things on the farm; we look after you at home as well. Whether you’ve already got farm or business insurance with us, or are new to FMG and looking for competitive insurance, we’ve got a range of policies to suit you.

Life and Health Insurance

  • A personal risk plan gets you thinking about the importance of investing in you, your family and / or your business. Our advisors will talk with you to identify your needs and goals and establish a plan that best suits you and the business’ needs.


  • At FMG, our specialist Equine Insurance Consultants know exactly what to look for when it comes to the various aspects of insuring your horse. With many years of experience and an endless passion for the equine industry they’re experienced in providing specialist information and advice that goes way beyond a simple insurance policy.


  • FMG has partnered with travel specialists Cover-More to provide a range of leisure, business and corporate travel insurance for FMG clients.  Our policies provide protection for a wide range of events from cancellations to minor mishaps while travelling through to travel delays and emergency evacuations from a natural disaster.

Contact FMG Insurance Limited

Call us 0800 366 466 , or +64 6 356 9456 if you’re calling from overseas.

Lines open 7.30am – 6.00pm Monday to Friday and 9.00am – 2.00pm on Saturdays. An after-hours service is available outside of these times.

For all other enquiries

Lines open 7.30am – 6.00pm Monday to Friday and 9.00am – 4.00pm on Saturdays. An after-hours service is available outside of these times.