G&C Mutual Bank is a different kind of bank, built around a big idea – It’s your bank, because you own it. Every one of our members is an owner with a voice and a say in our future. We make responsible, ethical decisions that benefit our members and the community, and reinvest our profits to provide better products and services for our members.

We’ve been in operation since 1959 and have built a team that values service, teamwork and integrity, to go above and beyond for our members. We have a focus on performance and continuous improvement and work hard, together, to get it right.

We’re customer driven and provide trusted, personalised service. Our call centre is locally based and we aim to get to know our members and help them reach their goals. And, we’re there when they need us most.

We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody.

G&C Mutual Bank Products and Services

The Company offers banking products and services such as

  • savings accounts
  • personal and business loans
  • debit and credit cards
  • term deposits
  • insurance
  • overdraft facility.

G&C Mutual Bank serves customers in Australia.

Online Banking

 Manage your Money

  • View your account balances and transaction history online
  • Activate your Visa Debit or Credit Card online
  • Open new Term Deposit account online
  • Set/Change the PIN on your card online
  • View your statements online
  • Review and print account transactions

 Payments, transfer and BPAY

  • Transfer money between your own accounts or other G&C Mutual Bank accounts
  • Transfer funds electronically (EFT) to another financial institution
  • Real time payments using Osko by BPAY
  • Pay and view bills online using BPAY
  • Redraw loan repayments in advance
  • View and modify maturity instructions on Term Deposits

 Security

  • SMS One Time Password to confirm certain transactions
  • Login Authentication
  • Encryption
  • Automatic Session Time-out
  • Daily transaction limits
  • No Multiple sessions

If you have any questions regarding Online Banking, please contact us.

 Additional Information

G&C Mutual Bank Contact Details

Contact Details 
Call us1300 364 400 (8.00am – 6.00pm, weekdays)
From Overseas+61 2 9307 5400
Visit usFind your local Service Centre
Email usinfo@gcmutual.bank
Mail usPO Box A253, Sydney South NSW 1235
Fax02 9055 3309
Enquire onlineUse our online enquiry form
Apply onlineUse our online application forms
FeedbackUse our online feedback form
Phone banking (24 hour service)1300 364 400 (then press 1)
Report lost or stolen card1300 364 400 (within Australia)
+61 2 9307 5400 (from overseas)
Visa Global Customer Assistance +1 303 967 1090 (international) or call the VISA International Hotline specific to the country you are in.

Swift Code

GCMBAU21XXX BIC / Swift Code is the unique bank identifier for G AND C MUTUAL BANK (A TRADING NAME OF SGE MUTUAL LIMITED)‘s head office branch located in SYDNEY – AUSTRALIA and it’s used to verify financial transactions such as a bank wire transfers (international wire transfers).

The bic / swift code provides information about the bank and branch where the money should be transferred. Being able to check information about the code will provide you with the proper information necessary to make or receive payments. Some banks and their associated branches benefit from an address listing which provides you with the means to match swift codes with financial institution office address.

This bic / swift code directory provides businesses and individuals with an easy way to verify bank details and avoid international money transfer mistakes.