Health Service Welfare Society Limited

We’re a 100 percent New Zealand-owned, not for profit health insurance co-operative. We’ve been providing our members with comprehensive, flexible, affordable, and accessible health insurance since 1971.

Active insurance is about providing our members with access to benefits, resources and services that support them and their family’s health and well being.

We want to go beyond being a passive insurer by actively engaging with our members to help them stay healthy and well.

Health Service Welfare Society Limited Products

  • Personal
For you and your family

Get prompt medical care or treatment for you and your family when you need it.

New Zealand citizens and residents

Make sure you and your family stay healthy with our SmartCare range, our top rated products.

See our policies

Work visa holders

Get cover with SmartStay, New Zealand’s only health insurance product for people here on a visa for less than two years.

See our policies

Kids only health insurance

Gift your child, grandchild or dependent a health insurance policy without having to take one out yourself.

  • Business
For your staff

Save money and future proof the health of your business by making sure your staff have quick access to medical care and treatment.

Medium and large businesses

Get your staff back to work quickly should they fall ill with one of our health insurance policies for businesses with 15 or more staff.

See our policies

Small businesses

Limit dips in productivity with affordable health insurance for businesses with fewer than 15 employees.

See our policies

Get in touch with Health Service Welfare Society Limited

We’re always happy to hear from you and answer your questions. This is where we are how you can get in touch with us.

  • Opening hours

Monday to Friday

8:30am to 5:00pm

(Closed on public holidays)

  • Phone

0800 ACCURO (0800 222 876)

+64 4 473 6185 (from overseas)

  • Fax

04 473 6187

  • Email

[email protected] (general enquiries)

[email protected] (claims)

  • Physical

Level 3

17 Whitmore Street

Wellington 6011

  • Postal

PO Box 10075

Wellington 6143