Momentum Life Limited

At Momentum Life we’re committed to providing New Zealanders with easy to get, value for money insurance solutions at every stage of life. Our insurance products are designed to provide much needed financial support to you and your family during your time of need. And, as your family grows and changes our cover can too, to match your needs.

Momentum Life is a registered New Zealand life insurance company, operating out of offices in Auckland, New Zealand. We are part of BlueInc Group, specialists in the distribution and administration of leading insurance products across Australia and New Zealand.

Our Values

Momentum Life is guided by a set of values, which put our customers front and centre in everything that we do.

Challenge. We challenge the status quo and go beyond what’s been done before. We innovate and push boundaries to deliver products that meet customer needs.

Deliver. We don’t just want to satisfy our customers, we want to delight them. We deliver on our promises, providing customers with affordable and easy-to-understand products and the service they need – when they need it.

Respect. We respect the interests of others, using a strong moral compass to guide our dealings with honesty and integrity.

Share. We share our success, by rewarding the loyalty of our customers, staff and shareholders, and giving back to the community.

Why choose Momentum Life?
It’s easy

New Zealand residents3 can be covered with just a single phone call, with no medicals or blood tests required. And acceptance is guaranteed for our Funeral Insurance!

It’s affordable

You could be forever saving on your insurance with Momentum Life. Choose from a range of cover levels and flexible payment options to suit your budget.

It’s reliable

The death or serious injury of a loved one is a difficult time. That’s why we make sure claims are paid without unnecessary delay, so the money is there when it’s needed.

It’s secure

Momentum Life has a B++ (Good) financial strength rating from A.M. Best. Rest easy knowing your policy is backed by a trusted insurance provider.

Momentum Life Limited Products

Platinum Life Insurance

You work hard every day to provide the best you possibly can for your family. But what would happen if you were suddenly no longer able or there to provide for them financially? Our Platinum Life Insurance provides a lump sum payment to your family to help with any medical or final expenses in the event of your death or diagnosis with a terminal illness.

Why choose Platinum Life Insurance?
Up to $1 million life insurance benefit

paid to your family, depending on your age.

Easy to apply

over the phone – generally no medicals, blood tests or paperwork.

Affordable cover

$250,000 cover from just $3.92 per week2.

No more premiums from age 90

and cover continues for life.

Award-winning service

winner of Feefo Platinum Trusted Service Award for 2020 and Gold Trusted Service Award for 2017, 2018 & 2019.

Early payment

upon diagnosis of a Terminal Illness.

$10,000 Advance Funeral Payment3

to assist with your funeral and other expenses.

Flexible premium structure

pay fortnightly, monthly or annually at no extra cost.

Automatic cost of living increases

so your cover keeps up with inflation.

Additional benefit
FREE interim Accidental Death Cover

If we require further information to assess your Platinum Life Insurance application, you will automatically be provided with free interim Accidental Death Cover for up to 30 days at no additional cost to you.

The amount of interim Accidental Death Cover is equal to the Life Insurance Benefit amount you have applied for or $500,000, whichever is less, and will only be payable subject to the terms and conditions explained in the Policy Wording.

Things you should know

If you currently hold another insurance policy, you should carefully consider the terms and conditions of both policies before you replace it with this policy.

This life insurance by itself may not suit your insurance needs or those of your partner. Please ensure you are aware of the full range of options available to you before taking out cover.

If you or your insured partner dies, or has a terminal illness caused or contributed to, directly or indirectly, by suicide, attempted suicide or intentional self-injury, within the first 13 months of:

  • your cover start date; or
  • from the date your policy was reinstated after being cancelled or lapsed;

we will not pay a life insurance benefit.

Any increase to your Platinum Life Insurance is also subject to the first 13-month limitation.

Note: If you are an existing Quick Life Insurance customer, you can view information about your product here.

Funeral Insurance

At Momentum Life we understand that the death of a loved one can be a difficult and emotional time. And the last thing you want your family to be worried about is how they are going to find the money to pay for your funeral. To help your loved ones celebrate your life without financial stress, we have made it as easy as possible for you to get funeral insurance that suits your needs and budget.

Why choose Funeral Insurance?
Flexible benefit options

choose from $3,000 up to $30,000.

Affordable cover

$5,000 cover starts from $3.72 per week2.

Prompt cash payment

usually within 24 hours of claim approval.

FREE legal Will Kit

when you take out a Policy to help you plan your final wishes.

Acceptance is guaranteed

for New Zealanders aged 40 – 75 years.

Easy and hassle free to arrange

no medicals or paperwork required.

Fixed premiums

that don’t increase because of age.

Award-winning service

winner of Feefo Platinum Trusted Service Award for 2020 and Gold Trusted Service Award for 2017, 2018 & 2019.

Worldwide cover

we’ll cover you 24 hours a day, 7 days a week, no matter where you may roam.

Joint cover option

get cover for up to 2 people under one policy3.

Additional benefits

When you reach age 89 you’ll pay no more premiums, but your cover continues for life! Consider it our birthday pressie to you. Plus, our friendly customer support staff based in New Zealand and Australia are always happy to answer your questions or update your policy details.

Affordable premiums

We’ve designed our Funeral Insurance with affordable premiums to fit your budget. With Momentum Life you can have a level of financial comfort, knowing that your premiums won’t increase because you get older, giving you certainty around your budget now, and in the future.

You also have the flexibility to elect to pay your premiums fortnightly, monthly or annually, at no additional cost to you. Plus once the insured person reaches age 89 there are no further payments required and cover continues for life.

Things you should know

To help you decide whether this cover is right for you, there are some things you should know.

During the first 24 months, this Funeral Insurance only covers death by Accident.

This Funeral Insurance is not a savings or investment plan and depending on how long an insured person lives, you may pay more in premiums than the amount of cover you choose.

Momentum Life Limited Contact

At Momentum Life we’re always here to help. Our team is passionate and dedicated, and we believe in providing you with the best service possible. If you have a question about an existing policy or claim or you would simply like to inquire about taking out cover, give one of our friendly team members a call today.

To purchase a new policy

P: 0800 111 679 (Mon to Fri, 9am – 8pm)

Current policy holders

P: 0800 108 108 (Mon to Fri, 9am – 7pm) 
E: [email protected] (New Zealand residents only)

To make a claim

P: 0800 108 108 (Mon to Fri, 9am – 7pm) 
E: [email protected]

Claims Manager, Momentum Life
PO Box 99892 
Newmarket, Auckland 1149