NIB NZ Limited

nib Group is a trusted international health partner, empowering our members to make better decisions and improve health outcomes through greater accessibility to affordable health services and information.

As the second largest health insurer in New Zealand, we provide a range of health insurance options for Kiwis and their families, as well as for New Zealand companies who want health insurance for their employees.

Our purpose

Our purpose is your better health. We are a trusted partner in helping our members and travellers make more informed healthcare decisions, transact with healthcare systems and generally live healthier lives.

NIB NZ Limited Product

  • Private hospital covers
  • Everyday covers
  • Corporate health
  • Travel insurance
  • Expat health insurance
Private Hospital

What is Private Hospital health insurance?

Kiwis with nib Private Hospital cover get fast access to the private health care system. We’ve made it simple to choose the right hospital cover for you, which is how it should be. Having Standard or Premium Hospital with nib means you are covered for the big things like cancer treatment, surgical procedures and diagnostic investigations, plus a whole lot more.

  • It’s easy to join online, or we’re here to discuss further if you need it
  • Balance the cost of the cover you need by choosing an excess option that suits you
  • Cover for most pre-existing conditions after three years 1;
  • The benefits of nib’s First Choice network which can help keep claim costs down and help make premiums more affordable in the long term
Everyday health

What is Everyday health insurance?

Our Everyday covers are for day-to-day health costs that don’t generally need a hospital visit, like visiting the doctor, buying new glasses, or no-referral physio. You’ll also be covered for visits to the chiropractor as well as remedial massage and acupuncture.

Take out just an Everyday cover or add it to one of our hospital covers. The choice is yours – like it should be!


Your corporate health solution

Offering healthy living solutions as part of an employee benefit program is a smart business move. healthHQ is a complete health solution for businesses, employees and their families. Covering all aspects of corporate health, healthHQ’s employee benefits will support your business to attract, retain and engage employees.

healthHQ is more than just employee health insurance, it provides a range of flexible health covers and our exclusive online workplace wellness portal myhealthHQ.


Our online portal lets you plan and measure employee workplace wellness initiatives.

  • Build a wellness brand
  • Gain valuable insights
  • Implement workplace programmes
Hospital covers

Choice of Premier Health Business ™ or Private Hospital Covers

  • Get 100%, 80%, or 70% hospital base cover
  • Choose available options
  • Create tailored cover to suit you

nib Travel Insurance, providing cover for things like^
  • 24/7 Emergency Assist
  • Overseas Medical & Dental
  • Medical 
  • Evacuation
  • Passport & Travel Documents
  • Lost, Stolen or Damaged Luggage
  • Approved Medical Conditions
  • Cancellation Costs
  • Rental Vehicle Excess
  • Accompanying kids insured free

International Travel InsuranceFrom a week in Bali to a month in Europe, we can offer cover for all types of overseas adventures.


Domestic Travel InsuranceCover for a weekend up the coast, a campervan trip across the country, or somewhere in between.


NIB NZ Limited Contact Details

For general enquiries, or if you need help in purchasing a policy, feel free to reach out to our customer service team

: 1300 410 272

: +61 2 9234 3193