Established in 1998 when unorganised market used to thrive for insurance solutions a team of expert and experienced insurance professionals got together to solve the pertinent market gap of trustworthy & professional corporate insurance solutions, which lead to the birth of UNISON Insurance. Over the years, through our deep client relations & market wisdom, we have scaled business across 10 major cities in India with a team strength of 325+ insurance professionals.
Today, Unison Insurance is one of the leading Direct Insurance and Reinsurance Broker & Risk Management Advisor providing insurance product and services to corporate customers across varied sectors.
Our expert team acts as sourcing representative of clients, who seek varied insurance product requirements to protect their risk exposure. Unison prides on its ability to deliver best and unique products and services to multinationals, large corporates, small & medium enterprises.
Along with young, energetic & experienced insurance professionals, UNISON offers the vibrancy & flexibility that is the need of the insurance industry. Our team comes with a ““can- do- it” attitude, which makes no task too difficult to achieve. The passion for utility based yet ingenious product design & unparalleled customer service is what significantly differentiates us from the competition. Our clientele spans across MNCs, Corporate Magnates, SMEs & more.
And yes, we pride on timely delivery of quality services at optimum cost!
Unison Insurance Limited Products
Standard Fire & Special Peril Policy
This policy is the most commonly held insurance policy by firms. The coverage encompasses any and all properties built on land, which are broadly classified into the following:
- Plant & Machineries
- Furniture Fixtures
- Stocks of all kinds like Raw materials, Finished goods, Semi-finished goods and Stock in process
The policy is a named peril policy which covers in-built perils like Fire, Lightning, Explosion/ Implosion, Aircraft Damage, Riot, Strike, Malicious Damage, Storm/Typhoon/ Flood/Inundation, Impact damage by rail / road vehicle or animal, Subsidence/Landslide including Rockslide, Bursting of Water pipes, Leakage from overhead tanks, Missile Testing operations, Bush Fire.
Few Add on covers (extensions at additional cost) available are like: Earthquake, Terrorism, Spontaneous Combustion, Removal of Debris, Architects and Surveyors fees, Impact damage by own vehicle etc.
UNISON has an experienced pool of professionals who are intimately familiar with the nitty gritty of the claims handling process. We take great pride in designing innovative placement structures that deliver superior results for our clients.
As a result of regular coordination and clear communication strategies between our Property and Risk Management teams, we ensure value addition to the portfolio of our esteemed clients. Our Risk Consulting team works with and advises the client throughout the whole process which helps in presenting their profile to the insurers in the exact required manner. This in turn results in cost effectiveness for the client.
Our team has the knowledge and skills to evaluate ‘Probable Maximum Loss’ in a way that is acceptable in the market. We assist our clients in assessment of the correct insurance value, which ensures their financial interests are well protected at the time of claims.
We understand the risks associated with many different industries and work with the clients to understand their needs and design insurance solutions that suit their businesses.Key Features:
- The policy is named peril policy
- Various Add-on Covers/Extensions available
- Building, Plant and Machinery, Electricals, Furniture Fixtures can be covered either on Reinstatement value Basis or Market Value Basis
- Stocks are covered on Market Value Basis
Householder Insurance policy is the one which provides a range of covers that are required for a common householder. An added advantage we extend is even if you have rented your property you can cover the contents of the house against Fire & Allied Perils, Burglary or Housebreaking, Hold-Up, Mechanical & Electrical Breakdown of Appliance etc.
Moreover, if you are also looking to cover the structure of your building (home), the same can be provided to you under an additional policy of Standard Fire and Special Perils policy covering your building structure. This policy will additionally cover your building structure against loss due to fire and allied perils.
We at UNISON have dedicated team members who not only have in depth subject knowledge & experience that enables you to secure your house & household items, but we also provide advice for any unanticipated risks.Key Coverages:
- Fire & Allied Perils
- Explosion in domestic appliances
- Burglary & Housebreaking
- Electrical and Machinery Breakdown
Group Health Insurance
Group Health Plan is an Employee Benefit Plan offered by employer/s or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise.
The primary advantage of a group plan is that it spreads risk across a pool of insured individuals. This benefits the group members by keeping premiums low, and insurers can better manage risk when they have a clearer idea of who they are covering.
The vast majority of Group Health Insurance plans are employer-sponsored benefit plans. It is possible, however, to purchase group coverage through an association or other organizations. Examples of such plans include those offered by an employer to its employees.
UNISON has dedicated team members who not only have in depth subject knowledge & experience that enables you to choose among the best suited policies but we also help you tailor them as per your requirement and set up the right insurance program with industry benchmarking and your organizational requirements.Key Coverages:
- Coverage for hospitalization expenses & day care treatments
- Cashless and reimbursement mode for claiming hospitalization expenses
- Coverage for pre and post-hospitalisation expenses for a specific period
- Maternity benefits
- Coverage for pre-existing diseases
- Waiver of all waiting periods
- Hospitalization due to terrorism
Motor Insurance accounts for a lion’s share of the insurance market contributing to around 45- 50% in terms of premiums, which increase on a year to year basis. The motor or vehicle insurance policy tends to safeguard the owner of the vehicle against any financial loss arising out of Damage to or Theft of Vehicle. In addition motor vehicle coverage also includes damage caused to third party or property.Types Of Policies:
Liability Only Policy: This type of insurance policy is mandated by law for all vehicles plying on the roads. This insurance provides protection to third-party for damages to property or injuries to individual, where the policyholder is accountable for the accident.
Package Policy: This type of insurance policy covers third-party liability, and the expenses incurred by the policyholder in the event of damage or theft of the insured vehicle. The policyholder also benefits from a personal accident cover that offers compensation if he is injured or faces death in an accident. The comprehensive insurance policy can be enhanced through add-on covers that offer extended benefits.
We at UNISON have dedicated team members who have in depth subject knowledge & experience, through which we are able to suggest and provide you with conventional to tailored solutions, that enables you to secure your vehicle against any unforeseen risk.Key Coverages:
- Own Damage to vehicle due to accident
- Vehicle Theft
- Damage due to Fire and allied perils
- Personal Accident
- Third Party Losses
Contact Unison Insurance Limited
Business Head – Vadodara
Unison Insurance Broking Services Pvt. Ltd.
601-602, 6th Floor, “AURUM”, Near Vasna H.P
Petrol Pump, Makrand Desai Road,
Vadodara – 390015