Bank of America

How to Open a Bank of America Account

Bank of America is one of the largest banks in the United States with branches in every single state and opening a bank account with them will definitely make your life a bit easier since you can have access to your money at any time.



To enjoy all the benefits that the Bank of America got to offer, you first need to own an account with them. Depending on the kind of account you want to open, there are different requirements to be met.

We take a critical look at how to open a Bank of America account and guide you with a step-by-step guide to do so.



Decide on the type of account you need

Bank of America offers different types of accounts such as checking accounts, savings account, money market account, and CDs. Choose the type of account that best suits your financial needs by looking at the benefits and disadvantages of all the account types.

Gather Your Personal Documents

You will need to provide some personal information to open a Bank of America account, including your full name, date of birth, Social Security number or Taxpayer Identification Number, email address, and phone number.

Some official documents are also required in order to open any type of account with Bank of America. You will need two forms of identification documents; this could be your passport and national ID card or driving license. You will also need your proof of address.

Choose the Method of Opening an Account

We have three major ways you can open a bank account with Bank of America. You can open your account in person at any branch of Bank of America near you, On the phone, by calling the Bank of America Customer Care Number or you can just sit in the comfort of your home and open the account online.



  • To Open a Bank of America Account Online: Visit Bank of America’s website and click on “Open an Account” to start the process. Follow the prompts to provide your personal information and documents, choose the account type, and fund your account.
  • To Open a Bank of America Account In-person: Visit any Bank of America branch near you and speak to a representative. They will guide you through the account opening process and answer any questions you may have.
  • To Open a Bank of America Account Over the phone: Call Bank of America’s customer service at 1-800-432-1000 to open an account over the phone.

Provide the Initial Funding Required for the Account

You will need to provide a method of funding for your new Bank of America account. You can do this by transferring funds from an existing bank account or depositing a check or cash directly into the account.

Verify Your Identity Using an Official Document

To verify your identity, you will need to provide a government-issued ID such as a driver’s license, passport, or state ID.

Review and Sign the Account Documents

Review the account documents, including the account agreement and fee schedule. Sign the documents to confirm that you understand the terms and conditions of the account.

Activate Your Account Online

Once you have completed the account opening process, you will receive an account number and other necessary information. You can then activate your account and start using it.

The above-mentioned steps will guide you in opening a Bank of America account is a very simple process that can be done online on the bank of America’s official website, in-person at any branch near you, or over the phone by speaking to a representative.



By following the steps outlined in this article, you can open a Bank of America account and start managing your finances more effectively with one of the biggest banks in America. Remember to choose the account that best suits your financial needs and to review the account documents carefully before signing.